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Business / Accounting & Finance

Personal Finance Masterclass

Your complete personal finance guide to understanding money. Save more, invest smarter, reduce loans, retire earlier!

Description

This online personal finance course will teach you how to master your money, how to grow your income, reduce your debt, budget the smart way, invest your money, and much more! Do you need help handling your money? Can you imagine a life of financial freedom? Do you want to make more money? Are you interested in investing but just don’t know where to start? Have you struggled with credit card or student loan debt? Do you want to own a home? If you answered yes to any of these questions, you’re in the right place. We know how hard it is to get by in the modern world. We understand your struggles. Heck, we’ve lived them. But we’ve been able to turn it around ourselves, to not just survive but to THRIVE! Phil paid off over $140,000 in student loan debt and built a 6-figure side business within 5 years of college graduation. Mike & Lauren are on the path towards super-early retirement, are the ultimate personal finance hackers, and are currently traveling the country with their newborn son. This isn’t your traditional personal finance course. We’re not bankers or creditors. We’re not trust fund babies who haven’t worked for themselves. We’re just like you, and that’s what this course is all about. This is a course that teaches normal people like you the skills and knowledge to truly understand how money works. We show you the path towards financial freedom. This online personal finance course covers all of the following topics: -Understand Your Money -Budgeting, Savings, Reducing Expenses -Grow Your Income -Understanding Credit Cards -Loans, Debt, Debt Reduction -Investing 101 -Real Estate, Mortgages, and Other Big Ticket Purchases -Retirement Basics -Early Retirement Plan & Financial Freedom -Taxes -Love & Money -Youth & Money -Psychology & Money -Master your own finances to build wealth for you and your family. Regardless of what your financial expertise is or how much money you have in your bank account, this in-depth course is designed to provide you with everything you need to take your finances to the next level. Whether you’re in debt and don’t have a clue where to go from here, or you’re just wondering where to invest your money, you’ll learn the next steps to success. By truly understanding how things like credit, compound interest, taxes, and investment accounts work, you’ll be in a better position for financial freedom. By the end of this course, you’ll have a better grasp of your own finances. You’ll know the next steps towards financial freedom. You’ll know how to save more, spend less, and invest smarter. You’ll be less stressed and happier. That's our goal. Take the first step to financial success with this amazing personal finance course.
Full details

Curriculum

  • Course Intro - Understand the Basics of Personal Finance
    Welcome to the Course
    3:14
    The Golden Rule Of Personal Finance
    2:56
    Why the Rich get Richer
    2:56
    How to Retire Early - in 4 Minutes
    3:51
    Measuring Your Financial Success: Net Worth & Cash Flow
    3:00
    How Does Money Work?
    5:01
  • Budgets, Savings, Reducing Expenses
    Section Introduction
    0:57
    Why Your Savings Rate Is Very Important
    2:31
    Budgeting the Smart Way
    5:46
    Tools to Help You Track Your Spending
    1:06
    How to Budget with Mint.com - Full Tutorial
    12:53
    Budgeting with Microsoft Excel - Free Download
    13:30
    Why Cut Out the $5 Latte (Reducing Expenses vs. Increasing Income Part 1)
    5:26
    Easy Ways to Reduce Expenses
    2:25
    3 Biggest Budget Busters (Pinching Pennies vs. Big Wins)
    3:49
    The Emergency Fund: What is it?
    3:32
    Choosing a Bank vs. Credit Union
    4:59
    Automating your Finances
    5:49
    Fun Frugal Activities to Save You More Money
    2:26
  • Grow Your Income: Make More Money Doing What You Love
    Section Introduction
    1:01
    Increasing Income vs. Reducing Expenses
    4:05
    How Much Do You Value Your Time?
    3:33
    Get a Better-Paying Job
    4:07
    Side Income: Make Money Outside of the Office
    2:59
    Turning Hobbies Into Profit
    3:59
    Have a Better Work / Life Balance
    2:39
    How to Make Money Online
    4:04
  • Credit Cards: Understand How to Master Using Credit Cards
    Section Introduction
    0:42
    How do Credit Cards Work?
    4:40
    What is a Credit Score? Do You Need One?
    4:47
    Credit Card Rewards: Picking the Best Credit Card
    3:53
    Credit Cards vs. Debit Cards
    2:40
  • Loans, Debt, & Debt Reduction
    Section Introduction
    1:20
    What is a Loan?
    1:54
    Why Taking Out Loans Can be a Good Thing
    3:38
    What Does It Mean to be in Debt?
    7:36
    Basics of Debt Reduction
    5:14
    How I would Pay Down Debt (without making a lot of money)
    4:06
    Debt Consolidation: What is It? Should You Do It?
    3:25
    Collections: What Are Collections?
    4:49
    Secured vs. Unsecured Debt
    2:53
    Why Co-Signing a Loan is so Dangerous
    2:57
  • Investing 101: Learn the Basics of How Investing Works
    Section Introduction
    1:07
    Investing 101 - Stocks, Bonds, Mutual Funds
    5:37
    Alternative Investments - Options, Futures, Gold, Real Estate, etc.
    3:29
    What Should I Invest In?
    3:51
    3 Graphs that Show the Power of Investing When You're Young
    4:39
    Compound Interest (Used for or Against You)
    3:13
    Be Suspicious of Financial 'Advisors'
    3:19
    Types of Investment Accounts: Taxable & Tax Advantages
    4:02
    Target Date Funds
    1:43
    Why I Use Vanguard
    2:38
  • Retirement Basics: Learn How Retirement Works
    Section Introduction
    1:23
    What is the 4% Rule?
    5:25
    How Does Retirement Work?
    7:45
    Retirement Account Basics: 401(k), 403(b), Roth IRA, Traditional IRA, More
    4:38
    What is a Pension?
    1:41
    How Can I Start Investing for Retirement?
    5:06
    Should I Invest in a Bad 401(k)?
    3:03
    Social Security - Should You Count on it?
    2:30
  • Early Retirement Plan & Financial Freedom
    Section Introduction
    2:14
    Early Retirement vs. Financial Freedom
    3:15
    Determining What 'Retirement' Looks Like for You
    2:06
    Self Reliance and Adaptability
    3:09
    Calculating Your Net Worth
    2:41
    How Do I Get My Money When I Retire?
    1:53
  • Real Estate, Mortgages, and Other Big Ticket Purchases
    Section Introduction
    1:13
    How Buying a House Works
    6:49
    How to Save for a House Down Payment
    3:56
    Investing vs. Paying Off the House
    3:17
    How Buying a Car Works
    4:34
    How Much Car Can I Afford?
    5:24
    Should You Take Out a Loan for a Car?
    4:59
    Help! I'm Upside Down On My Car Loan
    1:50
  • Taxes: How Taxes Work
    Section Introduction
    1:20
    What are Taxes?
    1:48
    A Higher Tax Bracket is NOT a Bad Thing!
    1:49
    Why You Don't Want a Tax Refund
    2:00
    Do I Have to Pay a Penalty if I Don't Have Health Insurance?
    1:57
    Capital Gains Tax
    2:36
    Should I Do My Taxes Myself?
    3:02
  • Love & Money: Build a Thriving Financial Environment for You and Your Loved Ones
    Section Introduction
    2:23
    Dating Someone With Bad Financial Habits
    3:22
    How Do Kids Affect Your Finances?
    2:38
    Combining Finances with Your Loved One
    5:30
    Health Insurance
    4:06
    Life Insurance
    4:40
    Loaning Money to Friends and Family
    4:16
    Divorce and Your Finances
    3:41
  • Youth & Money: Start Being Smart About Money When You're Young
    Section Introduction
    2:51
    Investing for Teenagers
    2:02
    I Want to Move out of My Parents' House
    5:18
    Parents Kicked Me Out, Now What?
    2:35
    I Just Received an Inheritance, What Should I Do With It?
    3:34
    Student Loans and Other College Survival Tips
    6:30
    Forget College, Learn a Trade
    2:37
  • Psychology & Money: Battling with Society Norms
    Section Introduction
    1:39
    Lifestyle Inflation and Status Symbols
    5:16
    The Human Tendency to Buy High and Sell Low
    4:48
    That's Not Saving Money! (Malleable Mental Accounting)
    2:59
    Dealing with Compulsive Spending
    2:04
  • Course Conclusion
    Thank You
    1:11

Skills

  • Personal Finance

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